However, we cannot guarantee that information will be accurate, complete and current at all times. The information provided on and through the Web Sites is believed to be reliable when posted. If you require advice, please consult with your own advisors. The Web Sites should not be used as a substitute for personal advice from an appropriate professional advisor. The Web Sites are not intended to provide you with any personalized financial, accounting, tax, legal and/or market advice (including, without limitation, advice regarding the suitability or profitability of a security or investment). Sun Life and Health Insurance Company (U.S.) is licensed in the District of Columbia, Puerto Rico and all U.S. Sun Life Assurance Company of Canada is licensed in the District of Columbia, Puerto Rico and all U.S. The information presented in the Web Sites is intended for use only in the United States. Not all products and services are available in all geographical regions. Our products and services are available only in jurisdictions where they may be lawfully offered for sale. All products and services are subject to the terms and conditions of any applicable agreements. Nothing in the Web Sites constitutes an offer to buy or sell products or services of the Sun Life group of companies.